Free Annuity Calculators &
Retirement Planning Tools
Run the numbers before making any decisions. Our calculators use real math to show you exactly how annuities, CDs, and retirement income strategies compare — no sales pitch, no signup wall.
Retirement Income Gap Calculator
See if your guaranteed income covers your retirement expenses — and how an annuity could close the gap.
Try it freeMYGA vs CD Comparison
Compare after-tax returns between a multi-year guaranteed annuity and a bank CD side by side.
Try it freeGuaranteed Income Estimator
Estimate monthly lifetime income from a SPIA or FIA with income rider. Compare both side by side.
Try it freeGet the Full Experience
Create a free account to save your calculator results, access 5 more advanced tools, get AI-powered guidance, and follow personalized learning paths.
Retirement Readiness Score
6-dimension assessment with personalized recommendations
Scenario Simulator
Build and compare multi-layer retirement strategies year by year
Sequence of Returns Stress Test
Survive the dot-com crash, 2008 crisis, and more
Decision Trees
Step-by-step interactive guides for annuity decisions
No credit card required