Terms of Service

Last updated: April 2026

Educational Purpose

My Annuity Doctor provides educational content about annuities and retirement planning. The information on this website is for general informational purposes only and should not be construed as personalized investment, tax, or legal advice.

Not Investment Advice

We are not a registered investment advisor, broker-dealer, or insurance company. The content on this site, including AI conversations, is educational in nature and does not constitute a recommendation to purchase any specific financial product.

AI Conversations

Our AI annuity specialist provides general education based on publicly available information about annuity products. It does not have access to specific product rates, your personal financial situation, or the ability to process transactions. Any information provided during a conversation should be verified with a licensed professional.

Third-Party Referrals

When we connect you with a licensed advisor, that advisor operates independently. We are not responsible for their advice, recommendations, or any products they may offer. You should independently verify any advisor’s credentials and suitability.

Accuracy of Information

We strive to keep all content accurate and up-to-date. However, annuity products, tax rules, and regulations change frequently. Always verify current information with a licensed professional before making financial decisions.

Limitation of Liability

My Annuity Doctor shall not be liable for any losses or damages arising from the use of information on this website or during AI conversations. You use this service at your own risk.

Contact

Questions about these terms? Contact us at legal@myannuitydoctor.com.