Privacy Policy

Last updated: May 2026

This site (myannuitydoctor.com) is operated by Beacon FMO LLC, a Georgia limited liability company, doing business as “My Annuity Doctor”. References to “we”, “us”, “our”, “My Annuity Doctor”, or “the company” in this policy refer to Beacon FMO LLC.

Information We Collect

When you use My Annuity Doctor, we may collect information you voluntarily provide during AI conversations or by completing forms, including your name, email address, phone number, and retirement planning details. We also collect standard usage data such as pages visited, time on site, and device information.

How We Use Your Information

We use the information we collect to provide educational content, facilitate AI-powered conversations, connect you with licensed advisors when requested, send appointment-related communications you’ve consented to, and improve our services. We will never sell your personal information to third parties.

AI Conversations

Conversations with our AI annuity specialist may be recorded and analyzed to improve our service. Transcripts are stored securely and are only shared with a licensed advisor if you explicitly request a consultation.

SMS / Text Messaging

If you book an appointment and check the SMS consent box on the booking form, Beacon FMO LLC (operating as My Annuity Doctor) will send you transactional text messages related to that appointment — typically a booking confirmation and up to two pre-call reminders. Message frequency is up to 4 messages per month. Message and data rates may apply.

You can opt out at any time by replying STOP to any message we send. Reply HELP for support, or contact us at hello@myannuitydoctor.com. SMS consent is not a condition of receiving any service from us — leaving the consent box unchecked will not affect your appointment.

We do not share your phone number with third parties for marketing purposes. SMS opt-in data is not sold or transferred to third parties or affiliates for promotional use under any circumstance.

Cookies & Analytics

We use cookies and analytics tools to understand how visitors use our site and to improve the experience. You can disable cookies in your browser settings.

Third-Party Services

We use third-party services for hosting (Vercel), analytics, and AI video conversations (Tavus). Each of these services has their own privacy policies governing how they handle data.

Your Rights

You have the right to request access to, correction of, or deletion of your personal data. Contact us at privacy@myannuitydoctor.com to exercise these rights.

Contact

If you have questions about this privacy policy, contact us at privacy@myannuitydoctor.com.